Current Account

The Gibraltar Gold Current Account comes with all the features you'd expect from a current account. With one essential feature vital to residents of Gibraltar. It doesn't matter whether you use your card in Gibraltar, Spain, Portugal, the UK or anywhere else in the world. You won't be charged a penny by us. 

FREE CARD USE WORLDWIDE

No matter where you are, you won't be charged for cash withdrawals, retail transaction charges or handling fees. All we ask is that you treat your Gibraltar Gold Current Account on your main account. This means using your account more than 5 times a month or you may be charged.

(Correct as of 10/01/2011)

How this helps you:

• Save time looking around for exchange rates, also you won't need to pay any commission on foreign currency or travellers cheques.
• Takes away the hassle of carrying large sums of foreign currency around.
• You won't have to worry about running out of holiday money. Just go to any cash machine displaying the VISA/PLUS symbol, as you would at home.

Low usage charge

If you make fewer than five transactions a month, you'll pay a low-usage charge of £5 a month - unless your average balance over the month is £5,000 or more.

Find out more about the charges you could incur on your account

EXCLUSIVE SAVINGS ACCOUNTS

Everyone has different needs and priorities at different times in their lives. That's why we offer a range of exclusive savings accounts with preferential rates to help you save.

• GOLD CLASSIC SAVER - for savers who put a little away as and when, and need to be able to get to their money quickly. This account pays you 1.0 % interest (providing you pay in £500 or more to your Gibratlar Gold Current Account per month) and is ideal to work alongside your current account  where you can move funds across to avoid going overdrawn. Find out more...
  
  
• NETMASTER GOLD SAVER II - Save from £1 - £20,000 in this easy access account, designed for savers who need quick acces to their money. Find out more...
  
  
• GOLD SAVINGS ACCOUNT - for savers who like to put something away on a regular basis and watch it grow. Save up to £250 a month, leave your money for 12 months and earn a fantastic 5.0% interest on your savings. Find out more...

New, simpler charges and interest rates so it's easier to manage your money.

One simple interest rate for overdrafts

The interest rate for both approved and unapproved overdrafts is 17.9% EAR.**

View all of the Gibraltar Gold Current Account rates and charges

One low charge for paid and unpaid items

Paid item charges (for any payments that we pay which take you overdrawn without agreement or beyond your approved overdraft limit), and unpaid item charges (for any payments that we do not pay because they would take you overdrawn without agreement or beyond your approved overdraft limit) have both been reduced to £15.

**EAR stands for Equivalent Annual Rate and does not take into account any additional charges. (e.g. usage charge/monthly charges) which may be applicable.

Click here for examples of what you could be charged if you go overdrawn

MINIMUM BALANCE

• To keep your account open, all you need do is keep a balance of at least £1.

MAXIMUM INVESTMENT

• The most you can hold in your account is £1,000,000.

TERMS & CONDITIONS

There are a few things you should know before opening your Current Account.

Internet Banking Service Conditions

Current Account Conditions and Account Information.

If you would like any further information regarding these changes, please call us on +350 200 45050.