JUST WHAT YOU NEED FROM A MORTGAGE

  • You can borrow up to 85% of the property valuation
  • Mortgages from £20,000 to £500,000
  • Payment holidays and pay-less options available

THE PERFECT LOCATION

  • Competitive rates
  • Quick decisions
  • Dedicated, experienced mortgage advisers

IDEAL FOR HOMEOWNERS WHO:

  • Like to plan ahead
  • Are first-time buyers
  • Are moving house
  • Are re-mortgaging from another lender

This mortgage applies to Gibraltar properties only.

Current Rates
Type Initial Rate Duration Changing for remaining term to SVR currently The overall cost for comparison is Product fee
Fixed 6.19% 5 Years 5.65% 6.1% APR £595
HOW MUCH CAN YOU BORROW?
  • Up to 85% of our mortgage valuation of the property or the purchase price, whichever is lower.
WHAT HAPPENS AT THE END OF THE FIXED RATE PERIOD?
PAYMENT HOLIDAYS AND PAY-LESS OPTIONS
  • You may need to skip a few payments or pay a bit less some months. This is fine by us as long as you've already overpaid enough to cover the missing amounts. We'll ask you to fill in a form to set out exactly what you want to do and for how long.
MINIMUM MORTGAGE
  • The minimum amount we'll lend is £20,000.
OUR CHARGES
  • Your mortgage account includes a product fee, which you can either pay up front, or add to your mortgage.
EARLY REPAYMENT
  • You can pay off your mortgage early whenever you want, but you could face a charge if you repay all or part of your mortgage within the fixed rate period.
  • You have the option of repaying up to 10% (or £10,000, whichever is lower) per annum without penalty.

YOUR HOME MAY BE REPOSSESSED IF YOU DO
NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE