Key Product Information
Summary Box
Key Product Information for our Gold Classic Saver |
| Account Name | Gold Classic Saver |
| Interest rates (AERs) | Variable rate.
Please see features and benefits tab for current interest rate. |
| Tax Status | Interest is paid net. Gross interest can be paid subject to eligibility and required registration. |
| Conditions for bonus payments | No bonus is payable on this account. |
| Withdrawal arrangements | Easy access without notice or loss of interest. All transactions must be to and from the customer's Gibraltar Gold Current Account. Standalone withdrawals from (and deposits to) Gold Classic Saver are not permitted. This applies to transactions through any channel. |
| Access | Customers must be registered for Internet Banking, and so Gold Classic Saver can be operated via the internet (and also by branch or by post). The account must be opened at any of our branches or by post. |
Whether you can benefit from gross, net or tax free interest is dependent on your own personal circumstances and tax status and so may be subject to change in the future.
Read our General Savings and Investments Terms and Conditions.
Read our Savings Fact Sheet.
If you have some spare cash in your Gibraltar Gold Current Account, transfer it to a Gold Classic Saver account, and make it earn its keep.
MANAGE YOUR MONEY ONLINE
You have access to your cash around the clock, all year round, with no loss of interest.
SAVE HOW YOU CHOOSE
Save to suit yourself as and when you want
All transactions must be to and from your Gibraltar Gold Current Account
Only one Gold Classic Saver per Gibraltar Gold Current Account is allowed
MINIMUM BALANCE
To keep your account open, all you need do is keep a balance of at least £1.
MAXIMUM SAVINGS
The maximum you can invest in your account is £1 million.
INTEREST
Interest on your savings is paid annually (paid on 1st January back to the account).
WHAT IF I CHANGE MY MIND?
At N&P, we understand how important it is for you to be satisfied with your savings accounts. If you open a new savings account (other than a fixed rate bond) and within 14 days of opening it or the day on which you receive the terms and conditions (whichever is the later), you decide that it does not meet your requirements, we will transfer the balance to another N&P account. This is called a 'cooling off' period. Alternatively, we will return the balance to you without any charge or notice being required. Any transfer or refund will be subject to the relevant funds having cleared. A period of at least four full Working Days, excluding the day you paid a cheque into your Account, must be allowed for cheques paid into the Account to clear. Occasionally, cheques may be returned unpaid after this period.
This cooling off period does not apply to fixed rate bonds.
If you do wish to change your mind, visit your local branch or call us on +350 200 45050.